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To: niceguy767 who wrote (55941)	9/20/2001 5:50:49 PM
From: Jim McMannis	Respond to of 275872

RE:"Since January when the fed began reducing the rate, the pundits have been calling for a 3 to 6 month horizon for a bottom...Sounds like most pundits, 8 months later, are still calling for a 3 to 6 month horizon for the bottom" These were the same pundits that told everyone to dollar cost average in, that they were in for the "long run", don't try to time the market or at least just buy the dips...etc. They even came up with a name...finanacial planner or analyst. A lot of people are in for the long term whether they like it or not...<G> Nothing is ever exactly the same but the reaction of the market to the Saddam invasion may provide some insight... Jim