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To: John Koligman who wrote (9264)	9/28/2001 12:59:51 PM
From: jerryriti	Respond to of 10934

>Had you invested in 1929, it took you 24 years to recoup your initial investment. It took you 27 years if you had invested in 1966, after inflation.< Statements such as the above can be quite misleading albeit accurate! Yes, had you made an investment in 1966 and remained idle from that point forward, it would have taken you 27 years to recoup your initial investment. However, that timeline and the return earned changes quite dramatically if the investor had reinvested dividends and continued to invest in an ongoing and systematic fashion!