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To: CIMA who wrote (93567)	10/12/2001 2:38:59 PM
From: Jim Bishop	Read Replies (1) \| Respond to of 150070

Yep saw that, you can get email alerts from him if you want.

To: CIMA who wrote (93567)	10/18/2001 3:43:57 PM
From: Jim Bishop	Read Replies (1) \| Respond to of 150070

HDRN Hadron Subsidiary Awarded $1.4 Million NAVSEA Contract ALEXANDRIA, Va., Oct. 18 /PRNewswire/ -- Hadron, Inc. (OTC Bulletin Board: HDRN) today announced that its Avenue Technologies, Inc. subsidiary (ATI) has been awarded a three-year, $1.4 million prime contract for management, engineering and technical services in support of the U.S. Navy's Naval Sea Systems Command's (NAVSEA's) Program Executive Office Theater Surface Combatant (PEO TSC) organization. ATI's President, George Tonn, said, "We look forward to providing NAVSEA with a superior level of service on the PEO TSC program. We believe ATI's professional expertise will be of exceptional value to our new client." Sterling Phillips, Hadron's President and CEO, added, "We are pleased that Hadron was chosen as the prime contractor for this program. One key aspect of Hadron's future growth is to win awards of this nature -- meeting the rapidly growing needs of an expanding base of defense, intelligence and biodefense clients." ATI personnel will provide support services in the areas of program management, acquisition planning, and financial management and analysis. Specifically, support will include the tracking of funds within appropriations and assistance in the development of budget execution analysis consistent with NAVSEA established policies and procedures. ATI will also assist in facilitating the liaison function between PEO TSC and other program offices and sponsors to insure timely and comprehensive resolution of program issues. Hadron specializes in developing intelligence and biodefense solutions in support of our Nation's security. Hadron focuses on developing innovative technical solutions for the intelligence community, analyzing and supporting defense systems and developing medical defenses and treatments for Anthrax and other toxic agents used in biological warfare and terrorism. The Company's stock trades on the OTC Electronic Bulletin Board under the symbol HDRN. Hadron can be found on the Internet at hadron.com . Hadron investor relations can be contacted at 703-329-9400 x311 or via email at agordon@hadron.com. Except for the historical information contained herein, this press release contains forward-looking statements within the meaning of Section 21E of the Securities and Exchange Act of 1934, as amended, that involve a number of risks and uncertainties. These forward-looking statements may be identified by reference to a future period by use of forward-looking terminology such as "anticipate," "expect," "could," "intend," "may" and other words of a similar nature. There are certain important factors and risks that could cause results to differ materially from those anticipated by the statements contained herein. Such factors and risks include business conditions and growth in the information services, engineering services, software development, medical research and government contracting arenas and in the economy in general. Competitive factors include the pressures toward consolidation of small government contracts into larger contracts awarded to major, multi-national corporations; and the Company's ability to continue to recruit and retain highly skilled technical, managerial and sales/marketing personnel. Other risks may be detailed from time to time in the Company's filings with the Securities and Exchange Commission. Hadron undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. MAKE YOUR OPINION COUNT - Click Here tbutton.prnewswire.com SOURCE Hadron, Inc. -0- 10/18/2001 /CONTACT: Amber Gordon or George Tonn, +1-703-329-9400, both of Hadron, Inc./ /Web site: hadron.com (HDRN) CO: Hadron, Inc.; U.S. Navy; Avenue Technologies, Inc.; U.S. Navy Naval Sea Systems Command Program Executive Office Theater Surface Combatant ST: Virginia IN: CHM CPR OTC SU: CON * end of story *

To: CIMA who wrote (93567)	11/3/2001 1:45:09 AM
From: Jim Bishop	Respond to of 150070

STRANGE BUT TRUE: THE 1.5% MORTGAGE IS COMING October 29, 2001 When the Bank of Canada sliced interest rates by three-quarters of a point last week, it was a classic good news-miserable news situation. First the bad stuff: The economy of Canada is now just as much in the Saniflush as that of the United States, following the events of September 11 and the war that HAS ensued. Corporate profits are either plunging, or nonexistent. Every day new legions of people find out there is no workplace loyalty anymore, and are laid off. The financial markets are intensely volatile. Investors have been bailing out of mutual funds and into cash. The central bank, as a result, hacks away at the cost of money hoping that cheap loans will encourage consumers to buy houses and cars and businesses to expand. The strategy will eventually work, because it always does. Recessions always turn into recoveries, and lost jobs always return. It's just a matter of time, and most economists I hang with say you need about six to nine months of cheap money before it starts to do the trick. Now, the good news in an economy that sucks is the lowest rates in forty years. In fact, the major banks have hardly ever had prime rates like they do now, in the four per cent range. And we are not at the bottom yet. Count on another half-point cut in November and one more after the snow starts. The prime rate is on its way down to 3.75% within the next 90 days, and that will be the lowest in history. Ever. Even Aristotle paid more for his mortgage. Speaking of mortgages, this is certainly a happy time to be borrowing money. Not only have all interest rates collapsed, but the country's major lenders have been in a spitting match for market share, so the deals being offered are next to unbelievable. Here are a few examples: - At TD Canada Trust a variable rate mortgage is now just over 5% for a five-year term, or you can sign up for a Rate Advantage mortgage with an initial cost of just 4.75%. Another choice for people who want to know exactly what their rates will be, the First Rate mortgage offers 3.9% in the first year, then 6.9% for the next four. - At Bank of Montreal the Flexible Below Prime mortgage is a popular seller, which offers 0.375% off the prime rate over six years. Right now that equals 4.125%. As an added bonus, the bank will give you the first three months at a 2.25% discount, which brings the rate down to an awesome 2.25%. - CIBC is an aggressive competitor, and pioneered the discount variable-rate mortgage. Its Better than Prime mortgage offers a 1.01% discount off the prime rate for the first nine months, which means it is now just 3.49%, then rising to a quarter point below prime, or 4.25%, for the rest of the five-year term. - Another good option these days is to work with a mortgage broker, like Home Loans Canada, which offers more than 30 mortgage products supplied by a host of banks and trust companies all competing for your business. HLC was the first to offer third party mortgages this way, and the company has experienced explosive growth as a result. A radical subsidiary of CIBC Mortgages, Home Loans Canada has 350 mortgage reps who will even come to your house and dish up a deal at the kitchen table. You can check them out at www.hlcmortgages.com. Now, things will get even more appealing as the next two rounds of rate cuts take hold. If the prime rate at the banks does fall to 3.75%, then BeeMo's Flexible Below Prime mortgage will have an initial three-month rate of (gasp!) 1.5%, while CIBC's Below Prime will give you the first nine months for 2.74%. So there is little choice now on how to borrow: Go variable. Ride the wave down, and don't even start thinking about locking in until the magic of cheap money starts to kickstart the economy , and mortgage rates turn. I figure that will happen around St. Patrick's Day.