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To: Knighty Tin who wrote (130030)	10/18/2001 9:53:31 AM
From: yard_man	Read Replies (1) \| Respond to of 436258

I think here's some evidence that thse guys (insurance cos) have been "tempted" also to do stoopit stuff to boost earnings since it was sooooo easy ... biz.yahoo.com >>Primary causes of the earnings decline were higher homeowners claims, particularly increased mold- and weather-related claims, the company said Thursday. Also hurting the bottom line were capital losses resulting from market conditions affecting portfolio trading and investment writedowns.<<