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To: Susan Saline who wrote (34571)	11/13/2001 12:53:01 PM
From: Kelvin Taylor	Read Replies (2) \| Respond to of 53068

you see any dippers today? want to buy just not while greenie

To: Susan Saline who wrote (34571)	11/13/2001 2:00:52 PM
From: Beachside Bill	Read Replies (2) \| Respond to of 53068

PVN - I think Ron should be the one to ask here Sue. Looks oversold to me and went down primarily do to Nextcards ecard mess and economy, not the 6 cents charge off. These finance issues are very sensitive to unemployment, household debt, interest rates, and quality (low for PVN) of loan. Unless there is some other fraud issue that I did not see, I am not sure what the stock is doing at this level. Is any other inflated accounting going on? On the surface it looks good to me but it trading like a massive charge off is on the way. Psst - Ron knows these finance stocks and hopefully he will give some insight.