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To: Oeconomicus who wrote (135114)	11/26/2001 11:19:40 PM
From: Bill Harmond	Read Replies (2) \| Respond to of 164684

There's no evidence either way. First he says they're planned purchases, then he says the purchases are accelerated. Which is it? Zero percent financing will probably become the norm, just like low dividend yields have become the norm. Business can deduct the financing costs, and consumers can't. It's a good deal all around, and I expect it to become a permanent fixture before long. But then I don't know anything about business. My mom bought a Mitsubishi last year with zero percent financing for one year and put the money in a CD. She collected something like $1,200 in the interim, and then paid the note when it matured. It didn't cause her to buy a new car any sooner.