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To: Don Lloyd who wrote (12040)	12/21/2001 3:59:37 PM
From: elmatador	Read Replies (1) \| Respond to of 74559

Agreed. But bear in mind that The Economist is a British magazine. and the UK is out of the Euro. So it is a bit slanted towads Britain that is out of the Euro. I hardly use cash in Europe, preferring always credit Cards. Si if I woold be there I would be using only credit card. So but you allways need the cash even if in small amount. THe locals may have a harder problem than a foreign passing by, though.

To: Don Lloyd who wrote (12040)	12/21/2001 4:05:49 PM
From: elmatador	Respond to of 74559

The Long Road to €ldorado - Electronic Money Electronic transactions can be made using a wide range of processes—some successful, others less so. In fact, companies are still investigating what form of digital money will be most acceptable to customers, how best to encrypt personal data, and which standard is likely to gain worldwide acceptance. w4.siemens.de Digital Money — Paying in Bits and Bytes Money will become increasingly immaterial in the years and decades to come. With the advent of ever more refined technologies, a large percentage of payments will be conducted electronically—via the Internet, a SmartCard or a cell phone. As a result, transactions involving bills and coins will become something of a rarity. w4.siemens.de