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To: Andrew N. Cothran who wrote (110098)	1/1/2002 1:07:57 PM
From: Kayaker	Read Replies (2) \| Respond to of 152472

Once again, Kayaker, you show that you are a wise investor/trader rather than a groaner or moaner. Happy new year to you and good trading in 2002. Thanks Andrew, but on the point about being a "wise investor/trader", yesterday I couldn't help thinking back to a day exactly 2 years ago and how much further ahead I would be to have cashed out on that day and parked everything in t-bills. Ironic where all the investing and trading during these 2 years have landed me. <g> Probably a few folks here in that boat. I know I've learned a few things over the past couple of years; hopefully enough to improving my investing over the years to come. Happy New Year to You!