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To: rjm2 who wrote (2404)	1/22/2002 11:09:37 AM
From: The Duke of URL©	Read Replies (1) \| Respond to of 12465

I'm just noodlin here but under the present law, passed by your buddies in Congress, there is NOTHING you can do about a credit inq from a credit organization, they do not need your permission. The "Dean/Whitter" thing could be harmless error. Send them a letter and they will correct it, if you wish. But by all means, check with your attorney.

To: rjm2 who wrote (2404)	1/22/2002 8:00:36 PM
From: WTMHouston	Respond to of 12465

<<That and an inquiry from "Holloway crdt Bureau Companies" on 9/20 that I do not recall giving anyone named that authorization.>> You need to find out the complete identity of "Holloway crdt Bureau Companies." Then ask them why they accessed your credit. I would also send Equifax a letter, certified, telling them that you dispute the accuracy of the DEAN WHITTER info and are asking them to remove it. In the letter I would also tell Equifax that you did not authorize the HCBC inquiry and wish to have it removed. I have not looked at the specific challenge provision in several years, so do not take what I am telling you as gospel or complete or fully accurate. I would also send HCBC a letter asking them to explain to you why they accessed your credit report. For anymore I would have to go look at the statutes again..... Troy