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To: Ruffian who wrote (111827)	1/29/2002 9:50:51 AM
From: Jon Koplik	Read Replies (2) \| Respond to of 152472

(serious) off topic -- identity theft, credit card fraud / smart idea to protect yourself. (This was passed on to me). ****************************** A corporate attorney sent this out to the employees in his company. I pass it along, for your information. Place the contents of your wallet on a photocopy machine; do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. We've all heard horror stories about fraud that's committed us in your name, address, SS#, credit, etc. Unfortunately I (the author of this piece who happens to be an attorney) have firsthand knowledge, because my wallet was stolen last month and within a week the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know. As everyone always advises, cancel your credit cards immediately, but the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily. File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one). But here's what is perhaps most important (I never ever thought to do this): Call the three national credit reporting organizations immediately to place a fraud alert on your name and SS#. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost 2 weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their tracks. The numbers are: Equifax: 1-800-525-6285 Experian (formerly TRW): 1-888-397-3742 Trans Union: 1-800-680-7289 Social Security Administration (fraud line): 1-800-269-0271 We pass along jokes; we pass along just about everything. Do think about passing this information along. It could really help someone.

To: Ruffian who wrote (111827)	1/29/2002 9:53:04 AM
From: Art Bechhoefer	Respond to of 152472

More on UWB--EETimes has an interesting article today on UWB. A company in the Washington, DC area (XtremeSpectrum, or something similar, based in Vienna, Virginia), supports the Defense Deparment position condemning the potential interference cause by UWB. However, it appears that most DOD concerns deal with wave bands much higher than those used for wireless cell phones. The company has requested support for its position from Senator Warner of Virginia. Art

To: Ruffian who wrote (111827)	1/29/2002 10:01:02 AM
From: Keith Feral	Respond to of 152472

Ruffian: I think the JV pathway will impact everyone in the industry. AWE and Cingular, VZ, & PCS, Metro PCS & LWIN - all companies with similar platforms that would benefit by expanded market share, increased spectrum, and shared network technologies. There are 6 major carriers and dozens of smaller affiliates. The JV for the major companies should motivate the smaller companies to do the same to enhance the value of any potential acquisition. NXTL will probably join the VZ & PCS camp to reduce the liability of their $16 billion debt. People are paying way too little for wireless compared to landline, especially if the wireless companies replace ISP with high speed alternatives for reasonable premiums. I would like to see MSN and Yahoo work out a partnership with VZ & PCS to provide My Yahoo! or My MSN! support for email & city guide functions.