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Strategies & Market Trends : John Pitera's Market Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: Steve Lee who wrote (5725)	2/25/2002 10:42:48 PM
From: Hawkmoon	Read Replies (1) \| Respond to of 33421

Mortgage rates are generally locked in so they can be securitized and sold through Fannie Mae and other institutions to the public markets. Credit Card rates are generally constant, depending on your card provider and the deals you can negotiate... Since those debts are ALSO securitized and resold to investors willing to take maximum risk. Again... I think most people just budget a certain percentage of disposable income for shelter and transporation and those percentages don't change much, although the value of the purchased assets might. Hawk