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Strategies & Market Trends : John Pitera's Market Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: Davy Crockett who wrote (5734)	2/26/2002 1:55:54 PM
From: Hawkmoon	Respond to of 33421

most people go with short-term rates, Good point Svenlar. It appears a lot of people going with adjustable rate mortgages, anticipating that rates will decline on their 30 year mortgages as well. But I anticipate that those short term borrowers will certainly roll their debt over to long-term instruments as the economy recovers and short term capital becomes more scarce. But most of us realize that few families can actually manage house payments on anything less than a 20 to 30 year mortgage. Hawk