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To: Mark Fowler who wrote (140301)	3/6/2002 10:56:19 PM
From: H James Morris	Read Replies (1) \| Respond to of 164684

Simply amazing. Some people think the housing mini-bubble has peaked. I'll trim back when I see the first sign that Interest rates are going up again. However moderate. clearstation.etrade.com clearstation.etrade.com >>Mortgage rates have edged up as well, although at an average of just less than 7% they still are below where they started the year. The important question for investors who stormed into bond mutual funds over the last two years, as well as for home buyers, is whether a "spring surprise" of sharply higher rates could be in store. That would make homes less affordable and hammer bond investors, who see the value of their investments decline when interest rates rise.<< latimes.com