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To: Dan3 who wrote (168179)	7/14/2002 2:47:21 PM
From: John Chen	Read Replies (1) \| Respond to of 186894

Dan3,re:"out of whack". Not a problem. I trust the RE industry will come out with 'innovative products' to handle this minor issue. (along with Greenspan's money shifting technique from one side of the equation to the next) Like: 'BAG HOLDER MORTGAGE': interest only mortgage, no payment for X-months mortgage, no-down payment mortgage, no-income required mortgate ... Kind of like 'your own off-shore account' that won't show up until you need to sell the house or walk-away from it. You may even pass along the BAG to the next guy. Basically, you are not really a 'owner of the house', but a conduct of money, since you don't need to pay any principal and if bubble continue unabated, you may make some money off what's left at the top. You see this is a very well conceived 'business model'. Or as they said, 'superbly managed business model' in the 'dot-con' days. Well, the drill continue. From B2B, B2C, now, H2H, M2M. That is House2house or Mortgage2Mortgage.