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To: Bill Ulrich who wrote (10751)	8/25/2002 11:39:08 PM
From: N. Dixon	Respond to of 12810

REFR licenses their technology. They have no debt and they make 5-10% on the sales of SPD products. SPD film went into mass production just this year. It's reasonable that REFR will be profitable in 2003 based on the sales projections from SPD Inc, a division of Hanglas. refr-spd.com Hanglas was just named one of the top 100 companies by the Korean press. hanglas.co.kr They have about 480 million in sales and are partnered with St. Gobain in their SEKURIT auto glass division. The former manager at SEKURIT now heads SPD Inc. refr-spd.com Here is the complete list of licensees: refr-spd.com SPD is an emerging technology in the glass industry and like low-e glass and float glass took time to go from laboratory to production. I know because my relative was CEO and Chairman of the Board of LOF (now Pilkington). These technologies take time to gain acceptance. Low-e has paved the way for the next step - smart glass where you can control the light. SPD is now the only technology that can address the 290,000,000,000 square feet of glass already in use. With only 4 million in operating costs and no debt I don't think my "diversification" is all that speculative. This link explains the history and the technology: refr-spd.com Oh yes. Kevin forgets to mention that the bulk of my capital is in commercial real estate in San Francisco. But it's just so nice to see how he cares. ND