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To: BelowTheCrowd who wrote (171326)9/28/2002 7:38:37 AM
From: Road Walker  Respond to of 186894
 
MG,

re: Florida "enforcement" remains a joke, despite some "clampdowns" after Andrew... But it's a problem if you want to use cheap construction methods that are appropriate to a different climate...

You seem to be an expert on Florida construction codes and violations. I know I should take your word for it, but it would be nice to see some evidence of weak codes or widespread violations.

re: Leave building codes and inspections up to the insurance companies and mortgage/construction lenders. If they were really on the hook for the results of a major catastrophe, they'd force much more stringent standards on anybody who didn't want to put all his own money at risk.

Jeez, that would be a mess. Everything would be built to the worst case scenario, construction costs would inflate to the point where a very small percentage of folks could afford a home.

The answer is to let the free market take care of the issue. Don't put a cap on the cost of home owner insurance, competition will keep the prices within reason vs. the risk.

re: Here in CA, insurance is less of an issue because most construction in the past 20 years has been done to a level that will withstand most earthquakes.

And those codes were established by the government, not the lenders and insurance companies, right?

Yea, California should be the model for non-intrusive government. Tell us about the energy thing.

John