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Pastimes : Clown-Free Zone... sorry, no clowns allowed -- Ignore unavailable to you. Want to Upgrade?

To: patron_anejo_por_favor who wrote (196643)	10/9/2002 8:52:29 PM
From: Roads End	Respond to of 436258

Maybe I shouldn't hang up so fast and listen to the MBNA pitch. Just might cause me to double down on it.

To: patron_anejo_por_favor who wrote (196643)	10/9/2002 8:58:29 PM
From: Lucretius	Read Replies (3) \| Respond to of 436258

i thought we had one of these babies yesterday? -g- Message 18094654

To: patron_anejo_por_favor who wrote (196643)	10/9/2002 9:03:49 PM
From: Tommaso	Respond to of 436258

Wonderful opportunities to exploit the system. Where I live, a judgment against you for nonpayment or for loss of a civil disagreement cannot be directly enforced. It goes on the books and can be satisfied if, say, you sell property and temporarily register a credit balance. I guess you ruin your credit record but as long as there is no fraud, if you walk away from a $25,000 unsecured debt there is not much the creditor can do. On the other hand, if you are honest, you can be screwed out of a lot of money just for passing up a payment or two. The lesson for me is just get out of debt and stay out and don't give anyone any reason to get their hooks into you, even if it is only a moral rather than a legal hook. Let the hoi polloi roll on the floor and fight over the scraps of credit . Let the irresponsible trailer trash get embroiled with the loan sharks. I could not believe the degree of threatening that Sprint long distance has resorted to to try to get $22 out of me that I don't think I owe them. I will never again touch anything with the name Sprint on it, whether mobile phone, phone service, or Internet access. I have only one credit card, and that is through my bank where I can monitor it any time and catch any fraudulent charges (as I did) and where I can pay off the balalnce with a transfer from my checking account every time I look at the bank account, and never have even a small interest payment due. So I just walk past all the credit offers the way one walks past phony money exchange agents who are probably purveying counterfeit bills. Or the way I (literally) shook off whores and pimps in Monterey (Mexico) many years ago.