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To: orkrious who wrote (197726)10/15/2002 7:06:03 PM
From: patron_anejo_por_favor  Read Replies (1) | Respond to of 436258
 
<<Does anyone know how much these bozos bargain, or should I just tell them to buzz off?>>

If you've got a strong FICO, and they won't bargain, find someone who will, there's lots out there. WAMU, CCR, BAC, the local banks are all trying to originate a $hitload of loans (the better to collect fees and dilute the soaring delinquencies of the loans still on their books). 2% is a rip, IMO.....



To: orkrious who wrote (197726)10/15/2002 8:22:53 PM
From: Tommaso  Respond to of 436258
 
I got one today from Fleet promising up to $50,000 with zero interest until next August.

Well, I started figuring, if I could run up $20,000 in household expenses and keep the money in my bank money market account and then pay all off near the end of next July, after taxes I might clear $65 in interest. Now do I really want to keep track of all that for nine months and risk messing up and suddenly getting a big interest or penalty charge. Don't think so



To: orkrious who wrote (197726)10/15/2002 8:28:27 PM
From: reaper  Read Replies (3) | Respond to of 436258
 
ork, they gave me prime minus when i applied over the Web. got another 25 bps off for agreeing to make Web payments. these are the guys i told you before who (i) confirmed my employment by asking me; (ii) confirmed my house was worth over $1mm by asking me. the boys at my local super-regional will give you the money cheap if you just ask.

Cheers