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To: Joan Osland Graffius who wrote (203661)	11/9/2002 12:11:02 AM
From: stomper	Read Replies (1) \| Respond to of 436258

My lovely wife works for a company here in town...it rhymes with Shmargill, -g-, and the 401(k) selections are pathetic. I'm glad you brought that up about the MMF's, I had that on my radar to look into for her but put it off. I think you and I should meet up at Metris headquarters tonight and egg & TP them. -g- -dave

To: Joan Osland Graffius who wrote (203661)	11/9/2002 5:43:24 PM
From: Smart_Money	Read Replies (1) \| Respond to of 436258

Our 401K plan does not offer anything completely safe. The safes offered is Money Market fund. They do over a guaranteed fund but it is only guaranteed by a Life Insurance company and once you put it in you can not withdraw for 5 years, (if you do you lose any interest earned and some principle). We have very little choice of positions. The 401K plans want you fully invested in the Stock Market. I am not happy but what choice do we have.