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To: Sig who wrote (9797)	11/15/2002 3:36:28 PM
From: im a survivor	Respond to of 13815

Nope...no margin for me, no matter what the market looks like....if I dont have my own cash, I wont buy, thats why I went to about 50% cash in trading accounts...ready to go up if we do, but also ready to buy if we drop....and be able to buy, without worry about margin and further falling prices....Frankly, I dont know how anybody could feel comfortable using margin in a market like this...yes, we have been trending up....but the market is teetering on an edge...it may hang tough and hold it's own, or it may fall off that edge...but one thing I did learn from this market....if you dont have it to buy, dont use the brokerages money to do so.....