To: originunknown who wrote (111055 ) 11/22/2002 1:12:53 PM From: Jim Bishop Read Replies (1) | Respond to of 150070 TD Waterhouse Reports October Results NEW YORK, Nov. 22 /PRNewswire-FirstCall/ -- TD Waterhouse reports the following monthly activity for the period ended October 31, 2002: * Total trades per day averaged 86,100. This is a 14% increase from September 2002, and is 7% lower than October 2001. * Total customer assets were $124 billion as of October 31, 2002, up 5% from September 2002 and a 1% decrease from October 2001. * New accounts opened totaled 32,200. This is a 28% increase from September 2002 and is 11% lower than October 2001. * Margin loans were $2.7 billion at October 31, 2002, a 7% decrease from a month earlier and a decrease of 21% from October 31, 2001. * In the early part of November 2002, the firm has experienced an 11% increase in trades per day activity from the previous month's average. TD Waterhouse provides investors and financial advisors with a broad range of brokerage, mutual fund, banking and other consumer financial products on an integrated basis. Worldwide, TD Waterhouse currently services 3.3 million active customer accounts in the United States, Canada, the United Kingdom, and Australia. The firm also has joint ventures in Singapore, Luxembourg, Hong Kong and India to serve investors in those countries. TD Waterhouse can be found on the Internet at tdwaterhouse.com . TD Waterhouse operates through subsidiaries of The Toronto-Dominion Bank as part of its wealth management businesses. The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group. In Canada and around the world, TD Bank Financial Group serves more than 13 million customers in three key businesses: personal and commercial banking including TD Canada Trust; wealth management including the global operations of TD Waterhouse; and a leading wholesale bank, TD Securities, operating in over 20 locations in key financial centres around the globe. TD Bank Financial Group also ranks among the world's leading on-line financial services firms, with more than 4.5 million on-line customers. TD Bank Financial Group had CDN$309.6 billion in assets, as at July 31, 2002. The Toronto-Dominion Bank trades on the Toronto and New York Stock Exchanges under the symbol "TD". Make Your Opinion Count - Click Here tbutton.prnewswire.com SOURCE TD Waterhouse -0- 11/22/2002 /CONTACT: Media - Melissa Gitter, First Vice President, Corporate Communications, +1-212-806-3522, or Analysts - Kevin Sterns, Executive Vice President & CFO, +1-212-908-7301, both of TD Waterhouse / /Web site: tdwaterhouse.com (TD TD.) CO: TD Waterhouse ST: New York IN: FIN SU: SLS *** end of story ***