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Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: Wyätt Gwyön who wrote (7153)	12/5/2002 12:00:39 PM
From: GraceZ	Read Replies (1) \| Respond to of 306849

Interesting link. A boyhood friend of my husband is a psychiatrist. I helped him compare offers when he first finished his residency. Sometimes the salaries looked like they were identical until you examined the way he would be paid and costs he had to cover. Some of the offers included an offer to pay his loans off in full but involved an extended contract, some paid his malpractice insurance and included pension plans, etc. Others had profit sharing options. It was amazingly difficult to figure out the real wage because some offers allowed him considerable tax advantages (if he chose to take advantage of them). He had to answer some difficult questions. It's easy to look back at the last ten years and see how someone has dealt with money but difficult to predict how they are going to act in the future to a large income increase or the paying down of a large debt. Which offer was the best offer depended a great deal on how he was going to live once he got the big bucks.