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To: mishedlo who wrote (213036)	1/8/2003 11:57:16 AM
From: Israel	Respond to of 436258

COF seen to benefit from new FFIEC rules Israel

To: mishedlo who wrote (213036)	1/8/2003 12:09:39 PM
From: orkrious	Read Replies (3) \| Respond to of 436258

from Doug Kass, RMpro Charging Up the Credit-Card Companies 01/08/03 11:42 AM EST The regulatory body that governs credit-card penalty fees has released its decision to allow those fees as long as they are not abusive. The benign ruling is causing several credit-card stocks to rip on the upside. I am shorting more Capital One (COF:NYSE) and American Express (AXP:NYSE) because of a tepid environment for consumer spending. short AXP, COF