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To: Lizzie Tudor who wrote (152361)	2/2/2003 5:09:45 PM
From: Bill Harmond	Read Replies (1) \| Respond to of 164684

>>you removed all the tax benes for real estate That won't happen. It's baked into the system like Social Security. Caps on tax advantaged borrowing have been instituted (the million dollar combined housing debt limit), but the structured tax advantages of home ownership will never be reversed. It's too fundamental to stability, and homeowners tend to vote. If there's a bubble, the first to deflate would be second homes, which are obviously discretionary. Look at the ups and downs of Lake Tahoe for instance.