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To: yard_man who wrote (247173)	6/25/2003 5:04:14 PM
From: Knighty Tin	Respond to of 436258

tip, It's very easy. Which is why the management fees are outrageous. The real problem with the high fees is all the add-on crap: free checking, bill pay, automatic deposits, debit cards, overdraft coverage, etc. Stupid. Go back to basics. Have a money fund. Charge 10 basis points to run it. Here is what I fear: the easiest way to cut fees is to can the credit analysts. The better funds have them. But, if everyone relies on the rating agencies, we are in deep kimshee.