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Pastimes : Clown-Free Zone... sorry, no clowns allowed -- Ignore unavailable to you. Want to Upgrade?

To: Bid Buster who wrote (260162)	9/12/2003 1:10:32 PM
From: Horgad	Respond to of 436258

Yes, that sounds like the one. I have had it about 18 months and yes the rates have gone up. I am not sure how much maybe 30% (but hasn't everybodys?). So far is has been a great deal for me and I have saved mucho bucks. In a bad year, I might break even when compared with what I would have paid for my employers insurance. In a really bad year, it could be more expensive but likely there will be enough good prior years to balance that out. It also gives me the flexibility of not having my insurance tied to my job. (IE I could go independent without missing a beat.)