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Strategies & Market Trends : The Residential Real Estate Crash Index -- Ignore unavailable to you. Want to Upgrade?

To: Tradelite who wrote (15119)	11/15/2003 2:46:44 PM
From: Libbyt	Respond to of 306849

Loan Refinance - thanks for this discussion! Thanks to all who mentioned the refinance of a Wells Fargo Home Loan. After reading this discussion, I went online and applied for their "Three-Step" refinance, and what was mentioned here was correct. From their FAQ list: "Q. This program sounds too good to be true. Is there a catch? A. It's good. It's true. And there is no catch." There are no charges to refinance, and no points paid...just a lower monthly payment, and a lower interest rate on the exact same balance of the loan. On my current monthly mortgage statement there is no mention of this refinance plan....so thanks again for this discussion, because otherwise I wouldn't have known of the existence of this program!