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To: Fredman who wrote (21533)	1/30/2004 8:03:03 PM
From: William H Huebl	Read Replies (1) \| Respond to of 21876

Sounds like you have a realistic grip on things... whist I did! <g>

To: Fredman who wrote (21533)	1/30/2004 11:04:18 PM
From: Anonymous	Respond to of 21876

I'm doing much the same thing that you are. I had quite a bit of money in CDs and was satisfied with what I was making when rates were around 7% for a four year CD. Now the going rate for a four year CD is around 3.55% (APY @ MBNA). If I can pick up that 7% I'm satisfied and if I can get 10 to 12% so much the better. Of course I'm sticking things out with my funds at Fidelity and Vanguard to come back. Collectively, all my funds at Vanguard are still around 25% below the highs set back a few years ago. Some might think that setting my sights on 10% isn't realistic and that I should shoot for the moon but I'm 68 and don't know how long I'll be around this big blue marble. If I were 40 then I could afford to play the long time trend which history shows that the trend would be up....ANON

To: Fredman who wrote (21533)	1/30/2004 11:11:20 PM
From: Anonymous	Respond to of 21876

I'm doing much the same thing that you are. I had quite a bit of money in CDs and was satisfied with what I was making when rates were around 7% for a four year CD. Now the going rate for a four year CD is around 3.55% (APY @ MBNA). If I can pick up that 7% I'm satisfied and if I can get 10 to 12% so much the better. Of course I'm sticking things out with my funds at Fidelity and Vanguard to come back. Collectively, all my funds at Vanguard are still around 25% below the highs set back a few years ago. Some might think that setting my sights on 10% isn't realistic and that I should shoot for the moon but I'm 68 and don't know how long I'll be around this big blue marble. If I were 40 then I could afford to play the long time trend which history shows that the trend would be up. Even now, when I purchase a stock I have to worry that I might depart this earth and my wife won't know what I was doing and things could get screwed up....ANON

To: Fredman who wrote (21533)	1/31/2004 12:09:11 PM
From: Anonymous	Read Replies (2) \| Respond to of 21876

Sorry about that double response. I didn't even think that my effort to respond to your post worked. I was waiting and waiting after I clicked on the "post message" feature and the darn thing wouldn't clear. I even used the "back" button to try to clear things up and that didn't work so I left Silicon Investor for other places and when I came back today to see if there was a trace of my previous attempts I saw that there were two posts on the string. Sorry I cluttered up the place with so much rhetoric......ANON