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Microcap & Penny Stocks : TGL WHAAAAAAAT! Alerts, thoughts, discussion. -- Ignore unavailable to you. Want to Upgrade?

To: Taki who wrote (131244)	4/16/2004 9:24:36 AM
From: StocksDATsoar	Read Replies (1) \| Respond to of 150070

IPYS*IPYSIPYSIPYSIPYSIPYSIPYSIPYS*IPYS OTC-Journal April 14-20, 2004 Take a look at our recent Strong Buy recomendatons... November CFTN at 0.40 High 2.62...655% Gain! November GDVI at 0.04 High 0.29...625% Gain! Decemebr HTSC at 0.70 High 2.95...329% Gain! January QLHC at 0.90 High 3.50...389% Gain! January ACUP at 1.50 High 3.85...157% Gain! APRIL/March DMTY at 0.30 High 0.90..300%Gain! APRIL NALG at 0.76 High 1.60...110%Gain in two days! IPYS is our newest pick...Watch it move this week. IPYS is set to move much higher this week with significant short term trading profts predicted....its already started moving...Don't miss out on this one this week, April 14 - April 20. --- NO COMPETITION - IPYS is the first and only transaction processing production system to enable Internet Merchants to accept ATM card ("PIN" debit) payments - This is a multi-billion market currently, and the fastest growing segment of the transaction processing industry. SPECIAL ALERT InstaPay Systems, Inc. (OTCBB: IPYS) Current Price: 0.38 Short Term Target: 1.25 12month Target: 7.00 Approx. Float: 6.9 million A Few Reasons to Own IPYS: 1. Developed the first and only Internet payment transaction processing system that allows Internet Merchants to accept ATM card ("PIN debit") transactions. Online credit card and electronic check purchases totaled more than $90 Billion in the U.S. in 2003. 2. Merchants pay only a fixed fee per transaction for PIN debit transactions, as opposed to the way credit card transactions are currently processed, as a percentage of the dollar amount of the transactions. Merchants will save billions in transaction processing fees paid to VISA, MC and other credit card companies. 3. IPYS developed the encrypted processing system enabling the use of ATM cards over the Internet and owns the patents to it as well as the gateway service for delivering this service over the Internet. 4. The Company has already identified several major credit card transaction processing providers that are violating the Company's patent and IPYS is filing several civil law suits to collect the tens of millions due the Company by some of the biggest names in the processing business. 5. Many large chain store merchants are opting to lower their electronic transaction processing costs by offering PIN debit payment solutions to customers. In February 2004 Wal-Mart (NYSE:WMT) began refusing MasterCard signature debit cards and requires customers to enter their PIN number, saving the chain tens of millions annually. IPYS owns the patents to this process that Walmart's processors are using. 6. EBAY (NASDAQ:EBAY) acquisition of PayPal for 1.5 Billion tied them into direct debit processing for EBAY purchases this year. Direct Debit processing is expected to account for 45% of all transactions by 2005. IPYS patents will allow the company to literally own this market. 7. NO COMPETITION - IPYS is the first and only transaction processing production system to enable Internet Merchants to accept ATM card ("PIN" debit) payments - This is a multibillion market currently, and the fastest growing segment of the transaction processing industry. This company deserves your immediate attention ABOUT IPYS - InstaPay Systems is the leading developer of the new ATM card electronic payment service now available to merchants worldwide. The Company's patented, easy to use Kryptosima system enables consumers to conduct secure transactions from any location, while saving merchants huge credit card processing fees. Instapay (IPYS) generates revenue by charging merchants a fixed fee per transaction for PIN debit transactions, unlike credit card processing companies who charge a percentage of the transaction. Merchants may chooses to lower overall transaction costs by offering PIN debit payment solutions to consumers/customers. According to Speer & Associates, a leading payment consulting firm in Atlanta, the merchant community is exercising its right to move to a cheaper processing solution, as evidenced by Walmart and EBAY moving to offering this type of payment method. InstaPay technology is patented in the U.S. and Europe (patent pending in the U.S.). These patents cover the processes used by the pay/ENKRYPT system to securely enable Internet transactions. The PayENKRYPT system has been tested and is working in a production environment. Don't be sorry next week that you forgot to buy this one! InstaPay Systems, Inc. is uniquely positioned to capture tens of millions in revenue over the next 24 months. The Company is also pursuing several very significant patent infringement violations against some of the biggest names in the processing business. This stock will move, and quickly. Here is the best part- There are only approximately 6.9 million shares in the trading float, and most of this is held by friendly insiders! When this Stock moves....... WATCH OUT! ...this is your chance to get in while it is still low. IPYS is a high growth microcap issue and should be purchased by stock traders and those that can afford to make quick money on these fast moving issues. This is your chance to get your hands on one of these fast moving stocks and take short term profits. This stock could reach $1.50 in five trading days. Investors take note, Get in early! Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as: "projects", "foresee", "expects", "estimates," "believes," "understands" "will", "anticipates," or that by statements indicating certain actions "may," "could," or "might" occur. All information provided within this email pertaining to investing, stocks, securities must be understood as information provided and not investment advice. WE advise all readers and subscribers to seek advice from a registered professional securities representative before deciding to trade in stocks featured within this email. None of the material within this report shall be construed as any kind of investment advice.In compliance with Section 17(b), we disclose the holding of independently purchased shares of the company mentioned prior to the publication of this report. We have also been paid from a third party 20,000 shares of free trading stock. Be aware of an inherent conflict of interest resulting from such holdings due to our intent to profit from the liquidation of these shares while you are buying the stock.