To: que seria who wrote (50990 ) 6/16/2004 9:23:17 AM From: elmatador Read Replies (2) | Respond to of 74559 QS, In 1975 I discovered there was no option but to have money. I am not saying getting rich but having money aside. I got an accident on top of one of those towers I used to climb. Immediately the company stopped paying and I would have to draw 50% of my income with a 30-day delay. Besides that the health assistance I was having was really substandard. That gave a me a lot to think about. I decided that the only way was to have money. I thought that if I had money I could just have a few weeks of 'holidays' with the treatment of my hand paid by my own pocket with whoever I chosen to. I decided that 5 months salary in the bank was OK. I started saving money until I had those 5 months for the rainy days. I told my working colleagues. Pretty soon guys who earned 2 or three times my salary and a higher per diem were trying to borrow money from me!!!! They were amazed that I could have money on the bank. I told them I just had to do it. And did it. I could buy things that I needed ONLY after the 5 months were in the bank. I could draw fromit, if I saw I could replenish it. The interesting thing is that I discovered that having money had power. In 1978, World Cup time and you may remember that a color TV was, then, a big ticket purchase. I looked the prices, decided how much I was going to pay, took the money from the bank and went to the shop. Told the sales guy: "I would like to buy this TV, and I will pay you so and so much" and pulled the wad of money from my jacket's pocket. "Car is parked, at your front door and ready to take if you've got it on stock" He looked the money and said: "I can't decide on that and I don't think the manager would agree." I said: "In 15 min I will get a ticket parking there. See what he can do because I will be forced to move my car" The guy went inside came back, and said he'd take a % off, "Can't pay more. That's the only money I have for the TV" "Why don't buy I 14inch? "No I want a 21 inch" (21 inch was a big one those days, well in Brazil at least.) The guy went inside, came back and sold me the TV for the price I told him to sell to me. I never owed money to anyone. I divorced. Got nothing. Re-started from ZERO. Only two suitcases. Worked and saved and 8 and a half years I bought everything that I had before and still have one-year income in the bank. It was nice to say to the guy (in 1991 when I went back to Brazil): I will buy this flat for so much. Pay cash in US Dollars. There must be a culture of having money. Having money is good.