SONE : S1 Corporation is a global provider of enterprise software solutions for more than 4,000 financial organizations including banks, credit unions, investment firms and insurance companies. The Company operates in two business segments: financial institutions, which is S1's core business segment, and the Edify business. S1 financial institution solutions automate transactions and integrate the channels by which financial institutions interact with their customers. In the Edify business segment, the Company delivers voice and speech solutions for the enterprise. Edify's solutions help companies automate their customer service facilities, improve customer satisfaction and create new revenue generating opportunities, while reducing operational costs. S1 generates revenues from its principal product groups: Banking Solutions, Insurance Solutions, Customer Relationship Management (CRM) Solutions, Website Solutions, Financial Reporting Solutions (FRS) and Account Aggregation.
DGIN : Digital Insight Corp. is a provider of outsourced online banking services to banks, credit unions and savings and loan associations. Digital Insight offers outsourced solutions, primarily to financial institutions, including online banking for their retail customers, online cash management for business customers, online lending decisioning across multiple channels for consumer loans and other complementary products and services. As of December 31, 2002, it had contracted with 1,620 financial institutions that serve approximately 33.4 million potential Internet banking end users. As of December 31, 2002, approximately 3.6 million end users were actively using the Company's Internet banking applications and approximately 26,000 business end users were actively using its cash management solution.
ORCC : Online Resources Corporation is an outsourced provider of Internet banking and payment services to over 600 financial institutions in the United States. The Company owns and operates the banking, payments and marketing infrastructure that enable its clients to provide their customers with end-to-end Internet channel functionality and user experience. Online Resources' services, branded to the Company's financial institution clients, power approximately 100 million transactions. Its clients are primarily regional and community-based depository financial institutions.
CKFR : CheckFree Corporation is the parent company of CheckFree Services Corporation, the principal operating company of the business. The Company, through CheckFree Services, operates in three business segments: Electronic Commerce, Software and Investment Services. The Electronic Commerce segment provides services that allow consumers to receive electronic bills through the Internet, pay bills received electronically or in paper form to anyone and perform ordinary banking transactions, including balance inquiries, transfers between accounts and online statement reconciliation. The Software division operates three units, each of which delivers software, maintenance, support and professional services. These units are Automated Clearing House Solutions, Financial and Compliance Solutions and i-Solutions. The Investment Services segment includes investment portfolio management services and investment trading and reporting services.
CORI : Corillian Corporation is a provider of solutions that enable banks, brokers, financial portals and other financial service providers to rapidly deploy Internet-based financial services. The Company's solutions allow consumers to conduct financial transactions, view personal and market financial information, pay bills and access other financial services on the Internet. Corillian Voyager is a software platform combined with a set of applications for Internet banking, electronic bill presentment and payment, targeted marketing, data aggregation and online customer relationship management. Corillian also offers a variety of professional services to support its customers throughout the process of implementing and maintaining its solutions. The Company's Corillian Voyager customers include Chase Manhattan Bank, Bank One, Wachovia Bank and SunTrust Bank.
EPAY : Bottomline Technologies (de), Inc. provides a set of solutions for financial resource management. The Company's offerings enable businesses and financial institutions to leverage the Internet to manage their critical financial transactions, cash decisions and trading partner financial relationships. The Company's software products enable enterprises to control, manage and issue all payments, whether paper-based or electronic, to electronically present bills to their customers, for customers to receive and manage invoices electronically and to access electronic banking functions. Bottomline also offers complementary add-on functionality software for its payment products that customers can select according to their specific needs, as well as hardware and supplies to complement its software product offerings. In addition, the Company provides professional services for installation, training, consulting and product enhancement.
FNDT : Fundtech Ltd. is a provider of software solutions and services that facilitate payments, settlement and cash management by enabling banks and their customers to electronically manage cash, process payments and transfer funds. The Company's client-server and Internet software products automate the process of transferring funds among corporations, banks and clearance systems, and enable businesses to manage global cash positions efficiently and in real-time. Fundtech sells and supports its products mainly in the United States and Europe. The Company has derived substantially all of its revenues from licenses of its ACCESS Banking, CASHplus, FEDplu$, PAY$tar, PAYplus RTGS, PAYplus for CLS (Continuous Linked Settlement System), Recovery Services, service bureau solutions, related services and third-party hardware sales. The Company operates in three business segments: Cash Management, Payments and its Swiss subsidiary, Biveroni Batschelet Partners AG.
PYDS.ob : Payment Data Systems, Inc. (PDS) provides integrated electronic payment processing services to merchants and businesses, including all types of Automated Clearinghouse (ACH) processing and credit and debit card-based processing services. This processing takes place in a variety of forms and channels. Its capabilities allow for point of sale check truncation/conversion or card authorization, customer service representatives to take e-check or card payments from consumers by telephone and consumers to make e-check or card payments directly through the use of an Interactive Voice Response (IVR) system or Website. The Company also operates an Internet electronic bill payment processing service for consumers under the domain name www.bills.com. |
