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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: mishedlo who wrote (19955)	10/14/2004 10:54:52 AM
From: ild	Read Replies (1) \| Respond to of 110194

Chart for mortgage originators: Gain on Sale Margin Has Declined idorfman.com

To: mishedlo who wrote (19955)	10/14/2004 11:35:17 AM
From: benwood	Respond to of 110194

I think it will be much like last year, except with one extra spin cycle <g>. I think the x-mas season will show mediocre sales at places like Target, Best Buy, & Wal-Mart, but a strong showing (like last year) at beautiful people boutiques. I live near an outdoor mall that used to be a practical and accessible neighborhood mall, but thanks to redevelopment in the past 5 or 6 years, most of the useful shops have been driven out and replaced by upscale retailers, big and small, with a couple exceptions like a drug store, B&Noble, & a grocery store. The parking lot on a typical weekend is filled with 30k+ autos, but at x-mas time it's so crowded that it looks like swirling snow with all those Lexus and BMW's prowling around for a space (or it would if they were white instead of gold trimmed beige). They are adding new upscale boutiques as fast as they can with 15-20 new ones since last Christmas. That should pretty much gridlock up the entire area from early November to mid January.