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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?


To: Les H who wrote (24525)1/13/2005 6:32:44 AM
From: Oblomov  Respond to of 110194
 
I think that most people would be far better off with Roth 401(k)s rather than the traditional 401(k). The tax rate in the future will likely be higher. I would rather pay the taxes at the lower rate now.

Second, contributions can be withdrawn from a Roth at any time with no penalty or tax. Thus the contributions are liquid, unencumbered assets unlike those in a traditional 401(k) or IRA.