To: George Burdell who wrote (22576 ) 2/2/2005 5:14:30 PM From: Bucky Katt Respond to of 48461 I agree, as they obviously have an agenda, and that is why I posted the Trib story that put a personal spin to it. Also, yesterday nicewatch posted a story about Philly people taken out mortgages to fund a super bowl trip, so that tells me there is a big segment of the population with no monetary reserve. A point to consider..Suzanne Gibbons' health problems started in 1991, following a stroke at age 44. "It affected my left side, but I was always able to work ... always able to pull my own weight," Gibbons said. But in June 2000, she was hospitalized at Our Lady or Resurrection Hospital for a bowel obstruction and a stroke. The bill for her five-day stay was $53,000, of which only $4,000 was covered by her insurer. $26 a week, for what? "If it was so bad, how come it cost $26 a week?" she said of her insurance. "I could have gotten the same thing out of the Reader's Digest." Because of her illness, Gibbons quit her full-time nursing job and could only work between 20 and 24 hours a week for a temp agency. That not only left her uninsured when her hours dropped below a minimum number, but also shrank her income considerably. But her expenses, including mortgage and car payments, made it difficult to chip away at her five-figure hospital bill, which was turned over to a collection agency. Gibbons said she paid $200 per month until the hospital told her that was not acceptable and asked for $500 a month, which she soon was unable to pay. "I knew I had to take care of myself," Gibbons said. "I had some retirement savings. ... I had bought a house, because I knew it would be an asset later in life." About a year after her original hospitalization, Gibbons experienced severe chest pains. Because she was broke, she directed the ambulance to take her to Stroger Hospital, but ambulances are required by state law to take patients to the nearest hospital: Our Lady of Resurrection, adding an additional $21,000 to her tab. The hospital filed a lawsuit against her in October 2001. Subsequently, she filed Chapter 7 bankruptcy, sold her home where she had lived for 18 years and moved to a small apartment. "At least when I was paying $200, the hospital would get something. ... Now, I don't have a house, and they don't get paid. The only ones making money now are the lawyers."