Age    Wage       SS   Mcare Contrib     Earn      Gross SS WH - Contrib Gr SS Rec
16    5,000      620     145     200        0        200       420
17    6,000      744     174     240       16        456       924
20    9,000    1,116     261     360       92      1,606     2,940
24   13,000    1,612     377     520      276      4,241     6,804
25   25,000    3,100     725   1,000      339      5,580     8,904
26   26,250    3,255     761   1,050      446      7,076    11,109
35   40,722    5,050   1,181   1,629    2,146     30,597    36,638
45   66,333    8,225   1,924   2,653    6,935     96,274    81,814
55  108,052   13,398   3,134   4,322   18,722    257,071   155,404
65  176,005   21,825   5,104   7,040   46,529    635,177   275,273
70  224,631   27,854   6,514   8,985   71,990    980,851   361,052     15,324
75  173,815   21,553   5,041   6,953  109,623  1,486,863   442,152     91,944
80  134,495   16,677   3,900   5,380  164,048  2,220,029   504,907    168,564
85  104,070   12,905   3,018   4,163  243,343  3,289,295   553,465    245,184
90   80,529    9,986   2,335   3,221  359,333  4,854,214   591,039    321,804

..
..
..
Assume:Base Wage @ 16   5,000
Base Wage @ 25	25,000
Wage Inflation	5% (wage deflation after 70 at same rate)
Inflation	4%
Interest	8%
Contribute	4%
No earnings on SS Tax not contributed to your account. Just confiscated.
MCare not added up.