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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: Elroy Jetson who wrote (26936)	2/22/2005 10:46:14 AM
From: benwood	Respond to of 110194

Frankly if you can't set up an automatic payment of some sort, you should switch cards. I had one that had no mention of automatic plans and wrote them and said if they didn't start such a plan I'd be cancelling, and they sent me a form to fill out which started it up. It was a xerox of a xerox, and a lousy form at that, so obviously it's only to keep people like me. I also use a free "Bill pay" through my CU. Many billers (maybe yours?) will send electronic bills, and you can specify to have the minimum paid automatically. Then you get an e-mail and can log on and up the payment to the full balance if you want. I covered my last revolving card this way and so as long as I have money in the account I won't have a late credit payment again. Haven't been able to cover the power and utility yet but expect to within the next year or two. And after having two visa numbers tampered with last year I only shop online & mail order with Virtual card numbers. Don't even bother with that "Verified by Visa" garbage.