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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: John Vosilla who wrote (30058)	4/5/2005 8:34:14 AM
From: russwinter	Read Replies (2) \| Respond to of 110194

This month commonly used ARMS indexes, and a glance at recent YOY increases. We now have five months of cohort resets, where J6P and Bully eat 1.5%-2.0% increases in rates paid on ARMs. On top of it, we now have two months where the creditors eat (disintermediation) the differences on the 2% caps, versus the market rates. Nov. 04 1 year CMT 2.50= 1.16% yoy 1 year Libor 2.96 = 1.47 % yoy Dec. 04 2.67 = 1.36% yoy 3.10 = 1.64% yoy Jan. 05 2.86 = 1.62% yoy 3.27 = 1.81% yoy Feb. 05 3.03 = 1.75% yoy 3.51 = 2.15% yoy Mar. 05 3.30 = 2.11% yoy 3.84 = 2.50% yoy