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Pastimes : Clown-Free Zone... sorry, no clowns allowed -- Ignore unavailable to you. Want to Upgrade?

To: maceng2 who wrote (306206)	5/1/2005 11:41:37 AM
From: Box-By-The-Riviera™	Read Replies (1) \| Respond to of 436258

dude, the only thing i can think of w/o a crystal ball is, make sure it ain't a variable rate whatever it is, and be able to afford whatever fixed rate you sign for, even if your house value deflates. everything else is a crap shoot other than taking any free dough and laddering it in the hopes the market will tell you in time which way to build the ladder...defensively or offensively. if you go out too far, you won't have any flexibility when the market makes up its mind. no doubt someone else has a better strategy. i am debtless and until i have a terminal illness, i plan to stay that way. then maybe i'll have a bit of fun and charge my ass off on the way to heaven. 666