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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: Peter Dierks who wrote (939)	6/4/2005 6:01:35 PM
From: Lady Lurksalot	Read Replies (1) \| Respond to of 42652

Peter, I cannot see that having the HSAs strictly to pay deductibles as a solution. Deductibles will climb over time. Today, most people are able to join only group health insurance plans, as individual medical insurance plans are highly restrictive as to who they will allow in their doors and for what procedures they will reimburse the policy holder. There is high variability in quality and scope of coverage among the myriad group and individual plans. Time was--and not too long ago--dialysis was considered as "experimental," or some such; thus, this costly but life-saving procedure was not covered by private insurance, and those unfortunate patients had to sign up for state and federal aid at exorbitant costs to them. Bone-marrow transplants, among others, are another example of the above. Again, the costs of various medical procedures must be rolled back to what the average working person can afford to pay--with or without medical insurance--as was the the case before the insurance companies found their lucrative niche in the health care industry. In those golden olden days, patients and physicians and hospitals prospered. If you think I regard the insurance companies as one of the major villains in today's sorry state of health care delivery, I would say you are a very perceptive person. <g> - Holly