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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?


To: Wyätt Gwyön who wrote (34120)6/7/2005 6:06:25 PM
From: benwood  Respond to of 110194
 
You are thinking of a "Fraud Alert," and I've done that. With one of the three main agencies, the alert was 3 months (Equifax I think) and with another it was 12 months (Experian I believe).

I just looked up the final law that passed in WA State, and not only do you have to be a victim of identity theft (or notified of stolen info), but you must have completed a police report in order to legally freeze your credit information.

What a bunch of hooey.

In California and Louisiana, you can just freeze it. There's big business in all that fraud, and it would be far more difficult for the crooks if you could simply freeze your data. But then who'd "donate" to the politicians if that happened?