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Politics : A US National Health Care System? -- Ignore unavailable to you. Want to Upgrade?

To: Peter Dierks who wrote (945)	6/9/2005 9:58:57 PM
From: Lady Lurksalot	Read Replies (1) \| Respond to of 42652

Peter, "They had a limit typically, it was $1000 total out of pocket (above the deductible or including deductible)." In my survey yesterday, I heard from someone who tells me the deductible on their policy is $2000 each, per year. "Perhaps an adjustable copay. 80% for the first $10,000, 15% for the next $10K, 10% for the next $30K and 5% for everything else. "It would retain the protection form bankrupting illnesses and inspire some responsibility. That $50,500 bill for the $1M hospital stay seems like a good deal and pretty daunting at the same time." Shirley you jest!!! "Heart procedures are often called experimental by insurers to avoid having to pay." This comes as news to me. There is a reason many of us insiders now refer to the cath lab as the "cash lab." <g> "I did not know that medical schools limited admissions." Admission to medical schools was limited by the fact that there are so few medical schools in the US of A. Medical schools have been highly selective in who they will accept. Children of physicians have always gone straight to the short lists. In recent years, admission to medical school has become much easier, largely because a career in medicine has lost much of its glitter and glamor. Nowadays, many medical schools are soliciting potential students. "The TPP system may be partially responsible for the increases." I think the TPP has EVERYTHING to do with increases in the cost of medical care and would like to see it go the way of the dinosaur. "One problem of the K-P type plan is that you incent the system to deny you expensive care. They already have your money, and so expenses cut into profits." This is no different from what the insurance companies have been doing and continue to do. I see a growing market for patient advocates. Yes, I know this would add another layer to medical costs. - Holly