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To: Jim McMannis who wrote (37617)	9/20/2005 2:21:23 PM
From: benwood	Respond to of 116555

Not true according to the State of Florida's own web site: fldfs.com 3. I have had homeowner’s insurance with the same company for years. I had three claims last year, and now the company will not renew my policy. Can they do this? Yes. Each company has their own underwriting guidelines which indicate what risks they will assume. Section 627.4133, Florida Statute, permits an insurer to nonrenew a homeowner’s policy as long as they give the insured 90 days advance written notice and the reason for the nonrenewal. I think you were perhaps thinking of a 90-day moratorium on non-renewals that came out after Hurricane Andrew.