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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?


To: orkrious who wrote (44849)11/6/2005 11:10:58 AM
From: russwinter  Read Replies (1) | Respond to of 110194
 
They are 99% in ST US Treasuries>

That's at least honest of them, but how much do they skim off the top in fund operating expenses and fees? That's the other question.

If someone wants to start a Blog on this whole topic (titled: Are your financial institutions savings at risk and/or giving you a fair return?), I'll provide strong editorial support, and research it. It would be a crusade at this point to play a role in helping clean out financial institution deposits before a bank run. I just don't have the technology skills to format a Blog personally, not my thang. We can cross fertilized what people find on their mislabelled deceptive money market prospectuses, etc.

6 month versus 11th district cost of funds, 6 month is now 4.28%. Spreads are actually getting wider (worse for savers) since this last up date. The 4 week went at 3.79% last week, versus COF of around 3.0%.

Nov 2004 2.28 2.025
Dec 2004 2.45 2.118
Jan 2005 2.60 2.183
Feb 2005 2.76 2.317
Mar 2005 2.98 2.400
Apr 2005 3.07 2.515
May 2005 3.10 2.622
Jun 2005 3.11 2.676
Jul 2005 3.37 2.757
Aug 2005 3.67 2.870
Sep 2005 3.68 2.972

October ought to be updated early next week at this site:
mortgage-x.com

COF:
fhlbsf.com