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Non-Tech : Cramer Touts -- Ignore unavailable to you. Want to Upgrade?

To: Mark099 who wrote (499)	1/4/2006 9:21:38 PM
From: David Bogdanoff	Read Replies (1) \| Respond to of 843

Interesting point. We have until April 15 to make contributions which count for the previous years retirement contributions. For smaller investers, the IRA contributions are tax advantaged. So it seems very similar to Canada's plan. However, most contributions are evenly allocated payroll deductions throughout the year so it isn't very clear why there would be a spike in the first part of the year. The best I can think of is that some people who file income tax returns early will get a refund early and have that money available to invest. But on CNBC I recently heard how the stock market is disliked by retall investors and mutual fund inflows have not increased year over year. We had only 5 times with two market up-days last year, like we had today. Bogtalk