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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory -- Ignore unavailable to you. Want to Upgrade?

To: John Vosilla who wrote (49543)	1/12/2006 12:10:27 PM
From: Ramsey Su	Read Replies (2) \| Respond to of 110194

CFC loan production was a conundrum to me. NEW also reported better than expected production in Dec. If every lender is doing as well as these two, then the MBAA application numbers are totally out of whack. So someone must not be doing as well as CFC? I am going to stick my neck out and opine that the regulated institutions are already pulling in the exotic mortgages in anticipation of the guidelines. This theory may be confirmed, or refuted, when WM, WFC, BAC etc report their loan production for Dec, especially in the non traditional categories.