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Politics : Foreign Affairs Discussion Group -- Ignore unavailable to you. Want to Upgrade?

To: Brumar89 who wrote (180336)	1/19/2006 8:40:27 PM
From: Peter Dierks	Read Replies (1) \| Respond to of 281500

The company I used to administer benefits for had a fairly high rate of stock investment. I left in 2000, and there was some grumbling from people about the decline in value of their retirement accounts. No-one had a negative return when I left. The assets were about 80% in the market, with the Index 500 fund being the most popular. Even after 9/11 and the market decline, the employees still had a nice gain because they had dollar cost averaged all the way up. If you simply ran it like the college plans and invested 95% in stocks for young participants and 95% in bonds for older participants, returns would be much higher than the actuarially unsound benefits provided by SS.