To: Muthusamy SELVARAJU who wrote (5055 ) 3/27/2006 6:01:15 AM From: elmatador Read Replies (1) | Respond to of 218633 a) where on earth do you recommend that I stay for the next 30 years of my life; ELMAT: In a place where there is economic activity and less capital. They pay more for you to lend your money, which they need to finance economic activities. b) should I rent or buy my place of abode; ELMAT: Buy your place to live in places where there is economic activity and less capital. Home prices will not go up artificially as they do in places where there's a lot of capital but no economic activity. c) if I had say, USD 1m in electronic cash for 'investment purposes' (i.e. I need not touch any returns from this investment for another 3 years) that I could deploy instantaneously (i.e. by cob Monday), which assets should I deploy it to, for e.g. in: - commodities (which ones), and should I take physical delivery or are ETFs good enough, and if former, which countries should I store them at; - commodity stocks and related instruments (which specific ones); ELMAT: Vale do Rio Doce, (iron ore) Petrobras, - currency investments (by type); ELMAT: Euro, Swiss francs and US - energy related investments; and ELMAT: Ethanol and biofuels (have a look into biodiesel palm oil too) should get 10% of your investments - any other investments. For each of the above categories, what mix should I have of the above. ELMAT: Do not touch tech stocks at all. Keep one Km away from telecoms!!! d) if I had another say, USD 1m in 'income funds' which I need to invest to generate enough income in order to live, i.e. to fund ongoing living expenses (since I don't derive any employment income), which instruments should I invest in, and in what currencies; ELMAT: Leave this up to TJ e) should I be 0 debted, or should I borrow in some currencies and leverage the above available funds. If so, which currency mix should I be long and short in; f) Last but not least, what kinds of lifestyle choices would you suggest to me, for example in terms of where to live, what music I should listen to, books to read, kind of company I should keep, places in the world I should rush to visit over next 3 years, etc. etc. ELMAT: Brazilian life style and everything naturally comes out of it.