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To: renovator who wrote (57627)	7/12/2006 11:42:02 PM
From: mishedlo	Respond to of 306849

When Mary and I were thinking seriously about moving to Austin we opened a joint account at a Wells Fargo in her old neighborhood there. Because we currently live in New York they characterize our account as being a "California" account with the requirement that any of our mailed deposits must go to a CA mailing location in order for them to be credited to our Austin branch account. My conversations with them about this at first were also quite amusing. They seemed pleasantly perplexed by my questioning of the practice at all. Harris Bank has the same stupidity and that is not state to sate but within illinois. By decision (stupid decision) Harris banks treats all of its suburban banks as independent banks (BY CHOICE). BTW - the programming and accounting for this is ridiculous. If you make a deposit at one of them, and it is for another bank, it is routed to the other bank. Lots of paperwork. Worse yet, you have a PIN problem and your account is downtown and the local bank 80 miles away can not help you. You have to go downtown to get your PIN reset. Harris Bank, 5 years after I left still had me listed as an employee. One time the counter rep could not help me because she did not have access to "employee accounts". Some of these things have since been straightened out (as of last month). A local branch was able to handle a problem that 6 months ago would have required me to go downtown. It is hard for me to say 100% for sure but perhaps Harris Bank has finally consolodated all of its branches into one corporation. Mish