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To: Bill Ulrich who wrote (370)8/6/2006 3:02:15 AM
From: ISOMAN  Respond to of 377
 
I always thought the darkimages.com site was um..well

Done well...for that sort of site...

um

well...it did scare me a bit

but..

oh just hold me



To: Bill Ulrich who wrote (370)8/6/2006 5:06:48 AM
From: Ilaine  Respond to of 377
 
FAQ Bankruptcy Law:
• Will I have to give up all my assets?

Chapter 7 bankruptcy is a liquidation proceeding. Liquidation is a process in which the debtor turns over all non-exempt property to the bankruptcy trustee, who then converts it to cash for distribution to the creditors.

That’s the bad news. The good news is, for most people, as a practical matter, you may be able to retain many or even all of your assets through the exemption process.

In Virginia, bankruptcy exemptions are governed by the Virginia Code, not federal law (this varies from state to state).

There are ways to protect your assets legally and maximize your trip through the bankruptcy process. This is one area where a lawyer can definitely help. If it turns out that bankruptcy isn’t in your best interest, better not to even file.
You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Do I have to list all my debts?

Yes, you do have to list all your debts on your bankruptcy petition.

However, you don’t have to send notice to all your creditors, for example, a friend or relative who loaned you money whom you want to repay, or your landlord.

Also, even though you list a debt in a bankruptcy proceeding, that doesn’t mean that you’re prohibited from paying this debt, even if it’s discharged.

You always have the right to repay debts if you want to do that, once the bankruptcy proceeding is completed. But if you pay too much to one creditor before or during the bankruptcy proceeding, this may be treated as a preference, which can be voided by the trustee to be fair to the other creditors.

If you want to keep paying certain debts, you should reaffirm the debt in the bankruptcy proceeding. There is a special form just for this.

You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Will I lose my house even if I’m current?

This depends on how much equity you have in the house, and how much debt you have, both mortgage debt and other debt.

Most homeowners in Northern Virginia have a lot of equity, and so file Chapter 13 (or Chapter 11, if their debts are mostly business debts). In those cases, they typically keep the house by keeping the mortgage payments current, and make smaller payments to the unsecured creditors.

If you only have a few thousand dollars in equity, you can probably file Chapter 7.

If you are in one of the in-between situations, some people are able to work out a deal with the Chapter 7 trustee to refinance their mortgage and take out equity to pay off the creditors. If you do this, you must use the money as agreed, or you’ve probably committed bankruptcy fraud.

You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Will the trustee come to my house?

Probably not. Trustees are busy lawyers who generally have their desks piled high with a lot of paperwork to go through.

This doesn’t mean that they have to take your word about your assets, liabilities, and financial situation. Under the new laws, you must provide them with your latest tax return, pay stubs for the 60 days before the filing, and any other document they require in order to determine the validity of your petition.

The new law also has provisions for audits to be performed by persons employed by the Office of the Trustee. Although I have never heard of an auditor coming to your house, I see no reason why they can’t.

It’s not any harder for honest people to file for bankruptcy under the new laws, but the laws does make life much harder for dishonest people.

• Does my spouse have to file bankruptcy with me?

No, especially if you are separated with separate residences, and no joint debts.

If you are living together in the same household, then your spouse’s income is included in your household income, which may mean that you are not eligible for bankruptcy if your joint income is too high.

Also, if you have joint debts, your spouse will not be discharged unless he or she files a joint petition with you.

You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Will bankruptcy stop wage garnishments?

Yes, as long as the debt is dischargeable, and as long as this is the first filing, filing for bankruptcy gives you an “automatic stay” of all proceedings to collect a debt.

However, if the debt is a support obligation to your children, or spouse (or former spouse) then it is not dischargeable and filing for bankruptcy will not stop wage garnishments for domestic support.

Also, if you screw up the first filing, and the case is dismissed, you will have to file motions with the court in order to get an automatic stay beyond 30 days after filing.

You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Are there debts that I cannot discharge?

Absolutely.

You cannot discharge secured debts, such as mortgages and car payments (there’s some loopholes here that a lawyer can explain).

You cannot discharge domestic obligations, such as child support payments and spousal support payments, and similar obligations to your family.

You cannot discharge debts incurred as the result of criminal activity or fraud.

You cannot discharge most taxes.

You cannot discharge most student loans, most of the time.

These are all general statements, which are generally true, although there may be loopholes that a lawyer may be able to help you find.

• Is the IRS affected by my bankruptcy filing?

Yes and no.

If the debt owed to the IRS is non-dischargeable, then filing for bankruptcy will stop collection proceedings, but the debt will still have to be paid.

It is possible (rare, but possible) that the debt owed to the IRS is dischargeable, for example, if the statute of limitations for collection has run and the IRS did not file an effective tax lien.
You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Can I keep my car?

If you owe more on the car than the car is worth, which is the usual state of affairs when buying a car with a car payment, then the loan is what is called “upside down,” that is to say, there is no equity in the car.

In that case, the trustee can’t take it because it really “belongs” to the finance company. If you make your payments and reaffirm the debt, you can keep the car.

If you own the car free and clear, then you may be able to use your Virginia exemptions in order to keep the car, depending on the fair market value.

You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

• Will I be allowed to file bankruptcy?

Contrary to popular belief, yes, you can still file for bankruptcy under the new laws.

The first step is calculating your income, pro-rated over the last six months. If your income is below a certain level, then you should have no problems based on income.

If your income is higher than that level, then the question gets more complicated, as you have to calculate your expenses over that same time period. However, the statutes are a lot more generous towards the debtor than most people realize, far more generous than they were before the new laws.

Most lawyers representing consumer debtors agree that the new laws don’t make it harder to qualify for bankruptcy, they just generate more paperwork (a lot more paperwork!)
You are not required to have a lawyer and can represent yourself. It is your decision whether to hire an attorney. However, you may be at a disadvantage without legal representation.
For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com



To: Bill Ulrich who wrote (370)8/6/2006 5:07:27 AM
From: Ilaine  Respond to of 377
 
FAQ Business Law

Should I form a corporation or an LLC?

If you are operating your business as a sole proprietorship, it is most likely in your best interest to form a separate entity for business purposes, in order to protect your personal assets, and keep your business liabilities and tax obligations separate.

This is true regardless of whether you form a corporation or an LLC.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

What is an S corporation?

A Subchapter S corporation is a small corporation with no more than 100 shareholders, all of whom must be US residents or citizens.

As a practical matter, Subchapter S corporations are generally much smaller than that, and can even consist of only one person.

For a small business, a Subchapter S is structured much the same as a regular corporation (known as a Subchapter C corporation), with the exception that income received by the shareholders “passes through” to the shareholder, thus avoiding double taxation.

In order to form a Virginia Subchapter S corporation, you must follow Virginia rules for forming a Subchapter C corporation, but using IRS Form 2553, make what they call a “Subchapter S declaration” within the time period required by statute.

For many businesses, forming an LLC (Limited Liability Company) may have greater flexibility and fewer restrictions than a corporation. However, it is much easier to set up a Subchapter S corporation than an LLC.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

What is an LLC (Limited Liability Company)?

An LLC is a sort of a hybrid between a partnership and a corporation.

Like a corporation, the shareholders in an LLC don’t have personal liability for business debts in most situations.

Like a partnership or a Subchapter S corporation, the profits of an LLC pass directly to the shareholders without double taxation.

Unlike a Subchapter S corporation, there is no limit to the number of shareholders, and no requirement that they be citizens or residents of the USA.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

What is a professional corporation (PC)?

A professional corporation is one type of corporation which may be organized and
authorized to do business in Virginia. The shareholders must be professionals licensed in Virginia, in one of the following occupations: pharmacists, optometrists, physical therapists, physical therapist assistants, practitioners of the healing arts, nurse practitioners, practitioners of the behavioral science professions, veterinarians, surgeons, dentists, architects, professional engineers, land surveyors, certified landscape architects, certified interior designers, public accountants, certified public
accountants, attorneys-at-law, insurance consultants, audiologists or speech pathologists, and clinical nurse specialists.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

Would a confidentiality (nondisclosure) agreement be a good idea?

If you need to protect business secrets, also known as trade secrets, the easiest thing to do is not allow employees to have access to them.

Of course, this is not always possible, or even desirable.

If you are hiring a new employee, get them to sign a confidentiality/nondisclosure agreement as a condition of employment, before they start.

If you already have existing employees, then having them sign such an agreement may not be enforceable unless you give them something in return, such as a bonus, a raise, or a promotion, because such contracts may not be enforceable without “consideration.”

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

Is a non-compete agreement a good idea?

Non-compete agreements are enforceable in Virginia if the purpose is reasonably intended to protect the trade secrets of the employer.

If the only purpose is to prevent a former employee from finding employment in the same field for another company, or setting up business for himself/herself, then the agreement may not be enforceable.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

How can I protect business secrets or trade secrets?

In order to protect your business or trade secrets, the first rule is to maintain your secrets. If you do not follow all reasonable efforts to maintain your secrets, you may find that you have waived secrecy. You may find one or more of the following techniques useful:

? Revealing secrets only on a “need-to-know” basis.
? Non-disclosure agreements and confidentiality agreements for employees and prospective employees.
? Non-disclosure agreements and confidentiality agreements for independent contractors, potential investors, and potential buyers.
? Consultant agreements with outside consultants and independent contractors.
? Non-compete agreements for employees and potential employees.
? Patents, trademarks and copyrights.
? Disclaimers of confidentiality on confidential documents, incorporated into the document itself or stamped on it.
? Regular destruction of confidential documents by shredding.
? Redaction of confidential information from documents before allowing others to see them.
? Don’t allow secrets to be put on internets or intranets without encryption or some other form of protection.
? Establish, and enforce, clearly written guidelines for maintenance of confidentiality which are given to all employees.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

Should I sign an employment contract?

Probably.

Virginia is an “employment at will” state. This means that, in the absence of a contract, you can be fired for almost any reason, unless it violates the few laws which exist to prevent discrimination on the basis of race, sex, religion, nationality, age or disability.

A good employment contract should set forth the oral agreements between you and your prospective employer about compensation, hours, promotions, bonuses, and causes for termination.

Oral agreements may be binding but are very hard to prove.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

I want to become an independent contractor. How?

Working as an independent contractor may have certain advantages, such as higher compensation, more advantageous tax deductions, and the ability to work for more than one customer at a time.

But you must be careful that you really are an independent contractor, not an employee in “independent contractor” clothing. The tax consequences for you, and your employer, can be dire.

Here are some of the things that the IRS looks at:

? Who retains control over how the work is done? If the employer supervises you to ensure how and when the work is done, you’re an employee. If all the employer cares about is whether the work is done to specifications, you’re an independent contractor.
? Who takes the risk as to whether or not you make a profit? If the company pays your business expenses, then you’re probably an employee. If you are responsible for your own expenses and overhead, you’re an independent contractor.
? Who pays for your benefits, like profit-sharing, health insurance and vacations? Again, if the company pays for these, you’re probably an employee. If it’s you, you’re probably an independent contractor.
? Do you do work for only one company, or several?
? Do you have any of the other signs of being in business, like a bank account in the name of your business and your own advertising?

Protect yourself. In addition to keeping your independence as set forth above, use written contracts that clearly establish that you and the employer agree that you are an independent contractor by setting out the ground rules in advance.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com



To: Bill Ulrich who wrote (370)8/6/2006 5:08:36 AM
From: Ilaine  Read Replies (1) | Respond to of 377
 
FAQ Family Law

What are the grounds for divorce in Virginia?

No fault with one year separation. The most common grounds for divorce in Virginia are living separate and apart for one year or more. During the period of separation, at least one of the parties must intend for the separation to be permanent, and there can be no cohabitation with your spouse during that time.

No fault with six months separation and a Property Settlement Agreement. If the couple does not have any minor children and they execute a Property Settlement Agreement resolving all issues of support and division of property, then they can file for divorce after only six months separation.

Adultery, cruelty and desertion. If one party is guilty of adultery, cruelty or desertion, then other party can file immediately for divorce, without waiting for a separation period. As a practical matter, this can give the divorce court jurisdiction to award support and make certain orders preserving property, but as a general rule, eventually most couples finish the divorce on no fault grounds.

Other fault grounds. If one of the parties is convicted of a felony and confined in prison for a period of a year of more, this is also grounds for divorce. Other faults may be grounds for annulment, see the FAQ about annulment.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

My spouse and I want to separate. What should we do?

Draw up a Separation Agreement. Some people call a Separation Agreement a Property Settlement Agreement. Yes and no. A Separation Agreement doesn’t have to be more than a simple written agreement signed by both parties, stating that they will live separate and apart by agreement, starting on such-and-such a date. Then, neither party can sue the other on grounds of desertion.

Draw up a Property Settlement Agreement. A Property Settlement Agreement is exactly what it sounds like, but can be more. The parties should memorialize in writing whatever it is that they both agree to, whether it’s the division of motor vehicles, or debts, or exclusive use and possession of the former marital residence. In the ideal world, the couple will agree to a comprehensive settlement of every issue, including support, division of personal property, division of real property, and division of debt, prior to separation, but in the real world this is not always possible. Agree to what you can agree to, and put it in writing, and sign it.

Do I need a lawyer to draw up a Separation Agreement or a Property Settlement Agreement? Probably, but not necessarily. A lawyer will probably think of things you never thought of, and can put things in words that clarify your legal rights. An agreement written by two lawyers, representing their respective clients, is probably the easiest to enforce. But there is no legal obligation to use a lawyer for one of these agreements to be binding in a court of law, just that the agreement be written down and signed by both parties.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

What should I do if I am a victim of domestic violence?

Dial 911, and get out! You should not remain in a situation where you are at risk. Dial 911, if you can. Or at the very least, get out of the house immediately, and then call the police. There are shelters you can go to.

Call the Virginia Family Violence Hotline. 1-800-838-8238, toll free.

Get a protective order. You can get a Preliminary Protective Order from your county Juvenile and Domestic Relations Court. Most of them are open from 8:00 a.m. to 4:00 p.m. but it’s best to go early because the paperwork takes time to process.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

How long do I have to live in Virginia before I file for divorce?

Either you or your spouse must be a bona fide resident and domiciliary of the Commonwealth of Virginia for at least six months prior to filing for divorce or annulment. If you live out of state but your spouse lives in Virginia, you are allowed to file in Virginia, and it may be in your best interest to do so.

Nevertheless, even if you or your spouse haven’t been living in Virginia long enough to file for divorce, you can still file for spousal support, child support, and custody in the appropriate county Juvenile and Domestic Relations Court.

If either of you is active duty military, then the following provisions of the Virginia Code apply:

1. If a member of the armed forces of the United States has been stationed or resided in this Commonwealth and has lived for a period of six months or more in this Commonwealth next preceding the commencement of the suit, then such person shall be presumed to be domiciled in and to have been a bona fide resident of this Commonwealth during such period of time.

2. Being stationed or residing in the Commonwealth includes, but is not limited to, a member of the armed forces being stationed or residing upon a ship having its home port in this Commonwealth or at an air, naval or military base located within this Commonwealth over which the United States enjoys exclusive federal jurisdiction.

3. Any member of the armed forces of the United States who (i) at the time the suit is commenced is stationed in any territory or foreign country and (ii) was domiciled in the Commonwealth for the six month period immediately preceding his being stationed in such territory or country, shall be deemed to have been domiciled in and to have been a bona fide resident of the Commonwealth during the six months preceding commencement of a suit for annulment or divorce.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

How can I get an annulment?

The grounds for an annulment in Virginia are as follows:

• The person performing the marriage ceremony did not have a valid licence.
• Bigamy.
• The marriage is between an ancestor and descendant, or between a brother and a sister, whether the relationship is by the half or the whole blood or by adoption;
• The marriage is between an uncle and a niece or between an aunt and a nephew, whether the relationship is by the half or the whole blood.
• In the case of natural or incurable impotency of body existing at the time of entering into the marriage contract (this means complete inability to engage in sexual intercourse, not inability to have children.)
• When, prior to the marriage, either party, without the knowledge of the other, had been convicted of a felony.
• When, at the time of the marriage, the wife, without the knowledge of the husband, was with child by some person other than the husband, or where the husband, without knowledge of the wife, had fathered a child born to a woman other than the wife within ten months after the date of the solemnization of the marriage.
• Where, prior to the marriage, either party had been, without the knowledge of the other, a prostitute, a decree of annulment may be entered upon proof, on complaint of the other party..
• Fraud. This doesn’t mean that the other person dyes their hair, or has breast implants, or lied about their income, or anything minor like that. An example might be where the other party only marries you to get a green card, without your knowledge, never intending to consummate the marriage or live with you.
• Duress. This doesn’t mean that the other person threatened suicide or threatened to report your illegal relatives to Immigration. More like putting a gun to your head and threatening to kill you.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

How is child support calculated?

In Virginia, the amount of gchild support owed by one parent to the other parent has been set forth in the Virginia Code on a sliding scale based on the incomes of the two parents. This is called “guideline” child support. Included in the computation of guideline child support are allowances for payment of health care coverage and work-related child care costs for the minor child. Also, guideline child support is calculated, not just on the respective incomes of the parents, but also on the number of days (actually overnights) the child spends with each parent.

Calculation of guideline child support is so complicated that most courts, state agencies, and lawyers use special computer programs for this purpose.

Complicating matters even further, the Virginia Code allows the courts to deviate from guideline child support by considering additional factors, as follows:

1. Actual monetary support for other family members or former family members;
2. Custody arrangements including the cost of visitation travel;
3. Imputed income to a party who is voluntarily unemployed or under-employed;
4. Debts of either party arising during the marriage for the benefit of the child;
5. Direct payments ordered by the court for the benefit of the child;
6. Extraordinary capital gains;
7. Special needs of a child resulting from a physical, emotional, or medical condition;
8. Independent financial resources of the child;
9. Standard of living for the child or children established during the marriage;
10. Earning capacity, obligations, financial resources, and special needs of the parents;
11. Whether either parent owns property that earns income or has an income-earning potential;
12. Tax consequences to the parties;
13. A written agreement, stipulation, consent order, or decree between the parties;
14. Such other factors as are necessary to consider the equities.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

Am I eligible for alimony?

Maybe. Here are the factors Virginia courts look at when deciding whether to award alimony (we call it spousal support in Virginia):

1. The obligations, needs and financial resources of the parties, including but not limited to income from all pension, profit sharing or retirement plans, of whatever nature;
2. The standard of living established during the marriage;
3. The duration of the marriage;
4. The age and physical and mental condition of the parties and any special circumstances of the family;
5. The extent to which the age, physical or mental condition or special circumstances of any child of the parties would make it appropriate that a party not seek employment outside of the home;
6. The contributions, monetary and nonmonetary, of each party to the well-being of the family;
7. The property interests of the parties, both real and personal, tangible and intangible;
8. The provisions made with regard to the division of marital property;
9. The earning capacity, including the skills, education and training of the parties and the present employment opportunities for persons possessing such earning capacity;
10. The opportunity for, ability of, and the time and costs involved for a party to acquire the appropriate education, training and employment to obtain the skills needed to enhance his or her earning ability;
11. The decisions regarding employment, career, economics, education and parenting arrangements made by the parties during the marriage and their effect on present and future earning potential, including the length of time one or both of the parties have been absent from the job market;
12. The extent to which either party has contributed to the attainment of education, training, career position or profession of the other party; and
13. Such other factors, including the tax consequences to each party, as are necessary to consider the equities between the parties.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

What if I, or my spouse, are in the military?

If either you, or your spouse, are serving in the military, this adds an additional set of complications to what may already be a complicated situation.

? For purposes of the divorce, where do you reside, and where is your domicile? This matters, not only for purposes of jurisdiction, but also for division of support and division of personal property.
? How will courts treat the peculiarities of military income, including housing allowances and deployment allowances, when calculating support?
? What are the military rules about your personal obligations to your family, including support, and how will they treat allegations of adultery?
? How will a protective order affect your ability to perform your job if you can’t legally possess a weapon?
? How will allegations of adultery, cruelty, and desertion affect your security clearance?
? Division of military retirement benefits is different than civilian retirement.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com


Can men get custody?

Absolutely. Neither parent has any presumption in his or her favor. It all depends on the best interests of the child.

When the children are young, the courts are most likely to award custody to the person who was the primary care-giver. As the child gets older, the court may give more weight to the wishes of the child regarding custody.

Whether or not you are awarded sole custody, or joint custody, the courts will try to make orders that assure minor children of frequent and continuing contact with both parents, and encourage parents to share in the responsibilities of rearing their children.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com

Is there any way for divorce to be amicable?

In the ideal world, yes, it is, and I want to help you accomplish this goal, if that’s what you want and it’s in your best interest.

The first step is deciding whether or not you should separate or divorce. Whether or not you should divorce is a question that only you can answer.

My job, as a lawyer, is to give you enough information that you can make one of the most significant decisions in your life with a reasonable understanding of the pluses and minuses, and the likely consequences.

It is an unfortunate fact of life that some lawyers will litigate every case as if it were a high-profile divorce between two wealthy individuals, until one, or both, of the parties is impoverished by legal fees. I am not one of those lawyers. I am ready, willing, and able to litigate, if it is in your best interest, but I don't try to enrich myself at my client's detriment.

It is also an unfortunate fact of life that some spouses want to use divorce as a way of hurting the other party. I do not believe in this, and will not willingly promote it. However, if your spouse wants to use the divorce process to hurt you, I am on your side, and will use all legal and ethical means to protect your interests.

For more information, call me, 703-273-6764, or email me, uptonlaw@gmail.com



To: Bill Ulrich who wrote (370)8/6/2006 5:21:51 AM
From: Ilaine  Respond to of 377
 
ABOUT

Trial and motion practice in federal and state courts and agencies. Civil litigation, bankruptcy, domestic, employment and personnel matters, administrative procedures, arbitration, mediation, and appeals, including appellate briefs and appellate arguments.

LICENSES:
Practicing attorney since April, 1987.
Admitted to the Virginia Bar, April, 1990. Member of the following sections: Bankruptcy, Family Practice, Civil Litigation, General.
Admitted to practice before the United States Bankruptcy Court, Eastern District of Virginia, January, 1991.
Admitted to practice before the United States District Court, Eastern District of Virginia, April, 1991.
Admitted to practice before the United States Supreme Court, April, 1992.
Admitted to practice before the United States Court of Appeals, Fourth Circuit, 1994.

MEMBERSHIPS:
Member of the Fairfax Bar Association
Member of the Virginia Women Attorney’s Association.
Member of the American Bankruptcy Institute.
Member of the Northern Virginia Bankruptcy Bar Association.
Member of the National Association of Consumer Bankruptcy Attorneys.

EDUCATION:
JD (cum laude) Tulane 1987
LL.M. (with distinction) Tulane 1988

PRO BONO REPRESENTATION:
Legal Services of Northern Virginia (Legal Aid)
Rutherford Institute
Federalist Society