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Strategies & Market Trends : Value Investing -- Ignore unavailable to you. Want to Upgrade?

To: Paul Senior who wrote (24992)	10/12/2006 9:40:24 PM
From: Spekulatius	Read Replies (1) \| Respond to of 78750

regarding efficiency ratio - i don't care too much about the efficiency rato but i would tend to calculate it per Wikipedia #3 non interest expense divided into revenue. I tend to look more into ROA and trends of numbers like efficiency ratio etc. I agree with Paul that I do not feel a compelling need to dig too deep into those numbers, since I buy a basket of those that look alright and cheap enough to spread the risk. I have seen some investors on BB that appear to specialize in this sector and sometimes even in a particular region to learn al the minutia that they feel are important. Since I put at most 10% of my capital into those banks I do not feel the need to do so at this point.For those that feel compelled to do so, this is the website to look for: www2.fdic.gov